Apply New / Duplicate PAN Card Online from Home in 5 Minutes in 2025 (Step-by-Step Guide)

No Agents, No Hassle – Step-by-Step Guide Using Aadhaar & Mobile OTP

A PAN (Permanent Account Number) is essential for financial transactions, income tax filing, opening bank accounts, stock trading, and more. If you don’t have one yet, applying online is fast, easy, and paperless.

In this guide, we’ll show you how to apply for a PAN card online in 2025, including fees, documents, and direct links to official portals.

Who Needs a PAN Card?

• Individuals earning taxable income in India
  
• Freelancers, small business owners
  
• Investors in mutual funds or stock market
  
• NRIs doing financial transactions in India
  
• Students above 18 (for KYC, investing, etc.)

Required Documents for PAN Card Application

Make sure you have scanned copies of:

• Proof of Identity – Aadhaar card, Voter ID, Passport, or Driving License
  
• Proof of Address – Aadhaar, utility bills, passport, or rental agreement
  
• Proof of Date of Birth – Birth certificate, 10th mark sheet, or Aadhaar
  
• Passport-size photograph – Recent and clear
  

If you apply using Aadhaar e-KYC (with OTP), no physical documents are required.

Where to Apply for PAN Card Online?

You can apply through any of the two official portals:

1. NSDL PAN Application Portal
   
2. UTIITSL PAN Application Portal
   

Both are authorized by the Income Tax Department. You can use either.

How to Apply – NSDL Portal (Online Aadhaar-based PAN)

Step 1: Fill Application Form

Visit 👉 NSDL PAN Application

• Choose: New PAN – Indian Citizen (Form 49A)
  
• Select: Aadhaar-based e-KYC for paperless process
  
• Fill your details (Name, DOB, Mobile, Aadhaar, etc.)
  

Step 2: Upload Photo/Signature (if required)

• If not using Aadhaar e-KYC, upload scanned photo and signature
  

Step 3: Make Payment

• Fee: ₹107 (within India), ₹1,017 (outside India)
  
• Pay using UPI, Net Banking, Debit/Credit Card
  

Step 4: Aadhaar OTP Verification

• Enter the OTP sent to your Aadhaar-linked mobile number
  
• Submit the form
  

You will receive an acknowledgement number.

How Will You Receive the PAN Card?

• e-PAN will be sent to your registered email within a few days
  
• Physical PAN card will be delivered via post in 15–20 days

Download ePAN (Once Issued)

Once your PAN is processed, you can download it here:
https://www.incometax.gov.in/iec/foportal

How to Track PAN Application Status

Visit https://tin.tin.nsdl.com/pantan/StatusTrack.html

• Enter Acknowledgement Number
  

See real-time status of your PAN processing

PAN Card for Minors

Parents can apply PAN on behalf of minors. Aadhaar of the child + one of the parents is needed.

Tips Before You Apply

• Make sure your Aadhaar details (name, DOB) match your PAN application(Check this post: How To Update Aadhaar Details Online From Home Instantly)
• Use a valid email and mobile number
• Avoid errors – any mistake will delay processing
  

If your PAN was lost or damaged, use the ‘Reprint PAN Card’ option instead

Important Official Links

Purpose	Link
Apply PAN via NSDL	NSDL Link
Apply PAN via UTI	UTIITSL Link
Track PAN Application Status	Track Here
Download ePAN	Download

Video Tutorial Coming Soon

We’ll release a video tutorial showing you how to apply PAN using Aadhaar OTP.
Subscribe to SmartSourav YouTube